Just choose Pay Later at checkout at millions of online stores and split your payments in 4 – one every two weeks. It’s interest free, has no impact on your credit score and is backed by PayPal.*

What is Pay in 4?

Pay in 4 is a feature that lets you split your purchase into 4 payments, with the down payment due at the time of transaction and 3 subsequent payments made every 2 weeks thereafter. 


Will I be able to use Pay in 4?
We are offering Pay in 4 to a growing number of our US customers. Availability depends on your state of residence and you must be at least 18 years of age (or the age of majority in your state) to apply. You must also have a PayPal account in good standing or open a PayPal account in order to apply. 

Pay in 4 is not available for certain merchants and goods. If you choose Pay in 4 as your payment method when you check out with PayPal, you will be taken through the application process. You will get a decision instantly but not everyone will be approved based on our internal checks.

How can I pay with Pay in 4?
Just choose to pay with PayPal when you shop online and if it is an eligible transaction, you will see Pay in 4 as one of the available payment methods. Simply apply for a Pay in 4 plan in just a few steps, get an instant decision, and finish checking out.

What purchase amounts qualify for Pay in 4?
You can use Pay in 4 for eligible shopping cart values between $30 to $1,500. 

What are the terms and conditions for my Pay in 4 plan?
You must read the loan agreement of your Pay in 4 plan before you submit your application. You will see the link to the loan agreement when you choose to apply for Pay in 4 at checkout. You will also have the option to download the loan agreement. 

Once your plan starts, we will send you an email containing important information about your Pay in 4 plan, including how to locate your loan agreement.

Are there any fees associated with Pay in 4?
There are no fees for choosing to pay with Pay in 4, however if you are late with a payment you may be charged a late fee.

How long will my Pay in 4 plan last?
Your individual plan will last a little over 6 weeks in total. The down payment will be due at the time of the transaction and 3 subsequent payments will be taken every 15 days thereafter. 

Where can I pay with Pay in 4?
Pay in 4 is available to use at selected merchants where PayPal is accepted. Transactions can be made in all currencies that PayPal supports, not just USD. For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before providing you with your Pay in 4 plan. Currency conversion charges will apply as set out in your PayPal User Agreement.


Get No Interest if paid in full in 6 months on purchases of $99 or more when you check out with PayPal Credit.

Interest will be charged to your account from the purchase date if the balance is not paid in full within the promotional period. Minimum monthly payments required.

Subject to credit approval. 

“Karman Healthcare is the nation’s leading manufacturer of wheelchair innovation”

Check our bestsellers!


Active Wheelchairs

LT-980 – 13 lbs*


Ergonomic Wheelchairs

S-ERGO 115 – 25 lbs


Ergonomic Wheelchairs



Active Wheelchairs

S-ERGO 305 – 29 lbs


Lightweight Wheelchair

T-2700 – 29 lbs


Ergonomic Wheelchairs

S-ERGO 115 TP – 22


Lightweight Wheelchair

802-DY – 30 lbs


Lightweight Wheelchair

LT-800T – 34 lbs


Back & Cushion

Anti Bacterial Cushions

Karman provides a full line of wheelchairs, walkers, rollators, power wheelchairs & scooters, stand-up wheelchairs, oxygen regulators, bathroom safety and other home care products.

About Karman Healthcare Products

Manual and Power Wheelchairs

At Karman®, we have over 100 models, types, variations of wheelchairs to choose from.  We have a large selection of Manual Wheelchair, including Transport Wheelchairs, Standard Wheelchairs, Lightweight Wheelchairs, Ultra Lightweight Wheelchairs, Ergonomic Wheelchairs and more. Selecting a category, model, color or even price point is important for the end user to fully appreciate “state of the art” mobility products.  Don’t forget to check out our patented S-ERGO S-Shape Seating System We are committed to finding you a perfect chair for your your lifetime usage in comfort, mobility and competitive options.  We at Karman®  are here and dedicated to your every needs.  We even offer Standing Wheelchairs rounding off our product mix to the highest level of offerings in the Mobility Wheelchair category.  

Daily and Walking Aids

Karman Healthcare®  products serve the long-term care market with a total product offering that includes beds, furnishings, bathing, mobility, respiratory, dialysis chairs, patient-care, transfer and transport equipment. Expanding its reach into the service industry, the long-term care group offers a wide range of programs that focus on interior design, injury reduction and facility compliance.

Excellence Through Mobility

For over 20 years of advancements in Manufacturing and Designing Wheelchair & Mobility Products, Karman® continues to innovate and lead in High Quality Products and unmatched value.  Our motto, “Excellence Through Mobility”, means that we excel at bringing satisfaction to our customers through our product line of durable, stylish, and remarkably comfortable wheelchairs. Don’t forget to visit our landing page dedicated to Ergonomic Wheelchairs and Memory Foam Cushions to ensure maximum comfort.

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